Career Opportunities | News & Alerts | Join Now! | Sign On | Forms | Branch Locations & Hours | Help

Checking & Savings

Credit Cards & Loans

Account Access

Military & Europe

Education & Planning

Checking Savings Kid$ Boot Camp Cadet$ Club (Ages 12 and under) Money $quad (Ages 13-17) Share Certificates IRA Center Deposit Rates Schedule of Fees

Share Certificates If you have a little more to invest and can commit funds for a fixed period, you’ll earn higher dividends with our fixed-rate Share Certificates. We have various terms ranging from 6 months all the way to 60 months, so you can create a custom savings plan to meet very specific goals. Fixed Rate Share Certificate Term Minimum to Open Dividend Rate1 Annual Percentage Yield (APY) 6-month $1,000 0.897% 0.900% 12-Month $1,000 1.195% 1.200% 18-Month $1,000 1.393% 1.400% 24-Month $1,000 1.590% 1.600% 36-month $1,000 2.133% 2.150% 48-month $1,000 2.722% 2.750% 60-month $1,000 2.967% 3.000% 1Rates may change at any time. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Dividends are compounded and credited quarterly. The stated rate will be paid until first maturity. Rates effective September 1, 2010. September 1,2010   Traditional, Educational and Roth IRA Fixed Rate Certificates Term Minimum to Open Dividend Rate1 Annual Percentage Yield (APY) 6-Month $1,000 0.897% 0.900% 12-Month $1,000 1.195% 1.200% 18-Month $1,000 1.393% 1.400% 24-month $1,000 1.590% 1.600% 36-month $1,000 2.133% 2.150% 48-month $1,000 2.722% 2.750% 60-month $1,000 2.967% 3.000% 1Rates may change at any time. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Dividends are compounded and credited quarterly. The stated rate will be paid until first maturity. Rates effective September 1, 2010. September 1,2010 First Step Variable Rate Certificate Term Minimum to Open1 Minimum Monthly Deposit Dividend Rate2 Annual Percentage Yield (APY) 12-Month $25 $25 0.648% 0.650 1Deposits must be funds not previously held at Andrews Federal. 2Rates may change at any time. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Dividends are compounded and credited quarterly. Rates effective September 1, 2010. September 1,2010 First Step Variable Rate IRA and ESA Certificates Type Minimum to Open1 Minimum Monthly Deposit Dividend Rate2 Annual Percentage Yield (APY) 12-Month Traditional IRA $25 $25 0.648% 0.650% 12-Month Coverdell ESA $25 $25 0.648% 0.650% 1Deposits must be funds not previously held at Andrews Federal. 2Rates may change at any time. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Dividends are compounded and credited quarterly. Rates effective September 1, 2010. September 1,2010    Savings and Spending Plan