Auto LoansMembers keep coming back to Andrews Federal for auto loans because they know they’ll get outstanding rates and service. We offer loans for:
And with our flexible financing options, virtually everyone can find a payment to fit their budget. Interactive Auto Buying Guide LoanGuard** GAProtection *1.59% APR (Annual Percentage Rate) is a fixed-rate on auto loans financed up to the NADA retail value for a maximum of 60 months. Additional rates and terms are available for qualified applicants for up to 84 months. Actual APR may vary and is based on credit score and loan-to-value ratio. Existing Andrews Federal auto loans can be refinanced if an additional $5,000 or more is borrowed. Up to 60-day first payment deferments open to members with qualified auto loans. Payment example: For a $18,000 new car loan for a term of 60 months with a 1.59% APR, the monthly payment will be $312. |
| Fixed Rate LoansJune 1, 2013 | ||
| Loan Type1 | APR As low As 2 | Terms |
| New Auto (Up to 100% Financing) | 1.59% | Up to 60 months |
|   | 2.09% | 61 – 72 months |
|   | 3.09% | 73 – 84 months |
| Used Auto3 | 1.59% | Up to 60 months |
|   | 2.09% | 61 – 72 months |
|   | 3.09% | 73 – 84 months |
| New Recreational Loans (100% MSRP or NADA Retail Value) | 7.49% | Up to 84 months on loans of $30,000 and over |
| Used Recreational Loans (Up to 100% NADA Retail Value) | 8.49% | Up to 84 months on loans of $30,000 and over |
| Personal Loan (Unsecured, Bill Consolidation, Signature) | 8.99% | 48 month maximum term on loan amounts under $5,000. Lowest available rate is for loan terms of 60 months or less. |
| Personal Loan (Unsecured, Bill Consolidation, Signature) | 9.99% | $10,000 Minimum loan amount for terms over 60 months. Maximum term 84 months. |
| 1Minimum add-on of $5,000 required for refinances Andrews Federal loans. 2APR = Annual Percentage Rate. Rates are based on an evaluation of credit history, so your rate may differ. 3Loans over 100% NADA value may have a slightly higher rate. |
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