Savings

Saving is easy at Andrews Federal with high-yielding accounts to help you meet your goals, and convenient 24/7 access. 
Basic Savings

Savings (Share) AccountRates Effective 5/1/2013
Minimum to Open	Minimum to Earn APY	Dividend Rate1	Annual Percentage Yield (APY)
$5	$100	0.39%	0.40%
1Rates may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited quarterly.

Planners' Account
Save for a special vacation. Put money aside for holiday gifts or back-to-school expenses, or for any other purpose. With a $100 minimum balance, our Planners' Account is a smart way to save for special occasions, or no occasion at all, and earn dividends that are compounded and credited quarterly. You can set up automatic transfers from other savings accounts to make it even easier to save. 

Youth Savings
From building a rainy-day fund to applying for their first credit card to making an ATM deposit or withdrawal, Andrews Federal’s new Saving Cents teaches positive money management skills that can last a lifetime. There’s no monthly minimum balance and dividends are paid on saving account balances. Call or stop by your local branch to open an account today.

Money Market
Rates are tiered so that the more you save, the more you earn. You can open with just $1,000. For flexibility and liquidity, clear up to six checks each month fee free and dividends are earned on the average daily balance, and credited and compounded monthly.

Money Market AccountsRates Effective 5/1/2013
Minimum to Open	Minimum to Earn APY	Dividend Rate1	Annual Percentage Yield (APY)
$1,000	$150,000 and more	0.50%	0.50%
$1,000	$100,000 - 149,999.99	0.45%	0.45%
$1,000	$75,000 - 99,999.99	0.35%	0.35%
$1,000	$50,000 - 74,999.99	0.35%	0.35%
$1,000	$25,000 - 49,999.99	0.30%	0.30%
$1,000	$10,000 - 24,999.99	0.30%	0.30%
$1,000	$1,000 - 9,999.99	0.10%	0.10%
$1,000	$.01 - 999.99	0.10%	0.10%
1Rates may change at any time. Fees may reduce earnings on the account. Penalties apply for early withdrawal. Dividends are compounded and credited quarterly.